Our Services - Chris Mellor Insurance

Insurance categories we specialize in.

CMIB offers a variety of insurance products to cover all your needs. We have auto insurance for your car, home insurance for your house, and contents coverage for you tenants out there.

Homeowners

Condos

Tenants

Auto/Motorcycle

Small Commercial

Boat/Boater

Other

Unsure of what you need?
Speak to one of our team members today.

Get in Touch

Homeowners

We can provide comprehensive protection for your building, as well as loss to your contents and additional living expenses if you need to live elsewhere if an insured claim prevents you from residing in your home.
With coverage for perils such as fire, water escape, windstorm or theft, home insurance can help you cover the cost of repairs or replacement.

Condos

We can provide comprehensive protection for your building, as well as loss to your contents and additional living expenses if you need to live elsewhere if an insured claim prevents you from residing in your home.
With coverage for perils such as fire, water escape, windstorm or theft, home insurance can help you cover the cost of repairs or replacement.

Tenants

Do you rent? You’re not off the hook when it comes to insurance. You need to protect your belongings. Your landlord’s building insurance policy provides no coverage for the contents of your unit in the event of loss.
We can help you to determine the correct amount of coverage to protect your personal property.

Automobile / Motorcycle

You’re always on the go. So, we have car insurance options that fit your needs, no matter what you drive. Receive protection for your car against collisions, theft, fire, and loss of use of your vehicle, as well as your liability for physical injury you can potentially cause to others.

Boat Insurance

You’re one with the water. But whether you’re out for a leisurely sail or doing some serious fishing, it’s important to have the right insurance in place.
Let us help you find a policy that covers your boat, as well as liability for injuries or damage that may occur.

Small Commercial

Are you a small business owner? We can assist you with providing liability coverage for your operations, business contents/tools, as well as business interruption coverage.
If you rent a location, we can also provide coverage for upgrades the business has made to the premise.

Unsure of what you need? Speak to one of our team members today.

Get in Touch

Why Choose Us

Insurance is complex.
But we make it easy for you.

We offer a wide range of insurance products to cover your vehicles, property and your business, so you can have peace of mind knowing that you're protected.

In addition, our team of insurance experts is always available to answer any of your questions. We'll make sure you understand your policy and what it covers. Most importantly, we always have your best interests at heart.

Insurance isn’t just about complying with the law — it’s about peace of mind. Knowing that you’re covered from the unexpected. Knowing we can help you live with confidence is something we’re proud of.

Whether you're looking for comprehensive coverage, third-party liability, or something in between, there's a policy to suit your needs. We understand that every situation is different, and we'll work with you to find a plan that fits both your budget and your lifestyle.

Learn More Request a Quote

Lets get your estimate started

Your lifestyle,
your choice..

Our job is help you develop an insurance plan to fit your needs. Fill in your information here, and one of our insurance experts will be in touch shortly.

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Homeowner Insurance

A home is one of the biggest investments most people will make in their lifetime. It's important to protect that investment with insurance.

Meet the all-around protection for your residence.

Homeowners insurance protects your home and possessions from loss or damage caused by an insured peril. All mortgage lenders require homeowners insurance to be in place as part of the loan agreement.

If you are mortgage free, it’s still an excellent idea to have coverage in case of an expensive, unexpected loss that could severely affect your ability to rebuild. Be prepared before disaster strikes.

Home insurance can:

Protect your home if damaged by weather events, fires, or burglaries.
Provide protection if you are sued for on premise injuries to others.
Provide protection for your contents worldwide.
Provide out of pocket living expenses if you need to leave your home for a covered loss.

Condo Insurance

When you purchase a condo, you are buying both the unit you will live in and a share of the common areas and amenities of the building (e.g. roof, pool, gym, lobby, etc.).

While the condo corporation will have insurance coverage for the building, this will not cover the personal belongings of the individual unit owners or betterments and improvements you or previous owners have made to the unit.

The corporation by-laws generally include a definition of what is a standard unit. It is very important to understand your obligations to the interior finishing requirements to insure them adequately.

CMIB offers a variety of insurance policies for condo owners, each designed to meet the specific needs of the policyholder. Unit betterments and personal contents can be covered under one policy along with your personal liability coverage.

We understand that every situation is different, and we’ll work with you to find a plan that fits both your budget and your lifestyle.

Tenants Insurance

As a renter, you may think that your landlord's insurance will cover your belongings in the event of theft, fire, or damage. However, this is not the case.

Tenant insurance is designed to protect your personal property from various risks, and it is an essential part of being a responsible renter.

Without tenant insurance, you would be responsible for replacing your belongings if they were lost, stolen, or damaged.

The cost of replacing all of your possessions can quickly add up, and it is not something that most people can afford to do out of pocket.

Tenant insurance is an affordable way to protect yourself from financial disaster, and it is well worth the peace of mind it provides. If you are renting a property, make sure you are adequately protected by investing in tenant insurance.

Motorcycle Insurance

Ontario's landscape is the perfect place to enjoy life on two wheels, from waterfalls and canyons to the open road.

Don’t let your adventure spirit go uninsured — like auto insurance, motorcycle insurance is too a government mandated insurance product, covered by the Ontario Automobile Policy (OAP1).

CMIB represents several carriers who offer motorcycle insurance so you can ride along with ease.
Whether for pleasure or commuting purposes, Motorcycle insurance policies can cover:

Collisions
Damage to your motorcycle
Liability
Accident Benefits

Boat Insurance

Boat insurance isn't mandatory, but why not sail away and master the open waters with comprehensive protection?

Our boat insurance policies let you find new horizons by protecting you and your loved ones. It’s time you cruise with confidence knowing that CMIB has you covered.

Other Insurance

Relying on CMIB means you'll have the strength of an insurance broker that's been around for over 60 years. That’s a lot of experience.

Not all insurance is the same. But that doesn’t mean it has to be confusing. At CMIB, we have plenty of coverage options and products to choose from so you can find the perfect fit for your life.

Please reach out if you are interested in life or financial products. We can refer you to an in house specialist to assist you with your needs.

There's more than Auto insurance out there.

Insurance categories we specialize in.

Homeowners

Condos

Tenants

Auto/Motorcycle

Small Commercial

Boat/Boater

Other

Unsure of what you need?Speak to one of our team members today.

Homeowners

Condos

Tenants

Automobile / Motorcycle

You’re always on the go. So, we have car insurance options that fit your needs, no matter what you drive. Receive protection for your car against collisions, theft, fire, and loss of use of your vehicle, as well as your liability for physical injury you can potentially cause to others.

Boat Insurance

You’re one with the water. But whether you’re out for a leisurely sail or doing some serious fishing, it’s important to have the right insurance in place.Let us help you find a policy that covers your boat, as well as liability for injuries or damage that may occur.

Small Commercial

Are you a small business owner? We can assist you with providing liability coverage for your operations, business contents/tools, as well as business interruption coverage.If you rent a location, we can also provide coverage for upgrades the business has made to the premise.

Unsure of what you need? Speak to one of our team members today.

Why Choose Us

Insurance is complex.But we make it easy for you.

Service sets us apart

Insurance isn’t just about complying with the law — it’s about peace of mind. Knowing that you’re covered from the unexpected. Knowing we can help you live with confidence is something we’re proud of.

Lets get your estimate started

Your lifestyle,your choice..

Homepage Form

A home is one of the biggest investments most people will make in their lifetime. It's important to protect that investment with insurance.

Homeowners insurance protects your home and possessions from loss or damage caused by an insured peril. All mortgage lenders require homeowners insurance to be in place as part of the loan agreement.

When you purchase a condo, you are buying both the unit you will live in and a share of the common areas and amenities of the building (e.g. roof, pool, gym, lobby, etc.).

While the condo corporation will have insurance coverage for the building, this will not cover the personal belongings of the individual unit owners or betterments and improvements you or previous owners have made to the unit.

As a renter, you may think that your landlord's insurance will cover your belongings in the event of theft, fire, or damage. However, this is not the case.

Without tenant insurance, you would be responsible for replacing your belongings if they were lost, stolen, or damaged.

Ontario's landscape is the perfect place to enjoy life on two wheels, from waterfalls and canyons to the open road.

Don’t let your adventure spirit go uninsured — like auto insurance, motorcycle insurance is too a government mandated insurance product, covered by the Ontario Automobile Policy (OAP1).

Boat insurance isn't mandatory, but why not sail away and master the open waters with comprehensive protection?

Relying on CMIB means you'll have the strength of an insurance broker that's been around for over 60 years. That’s a lot of experience.

Lets get your estimate started

CMIB is your one-stopinsurance shop.

Homepage Form

Unsure of what you need?
Speak to one of our team members today.

You’re one with the water. But whether you’re out for a leisurely sail or doing some serious fishing, it’s important to have the right insurance in place.
Let us help you find a policy that covers your boat, as well as liability for injuries or damage that may occur.

Are you a small business owner? We can assist you with providing liability coverage for your operations, business contents/tools, as well as business interruption coverage.
If you rent a location, we can also provide coverage for upgrades the business has made to the premise.

Insurance is complex.
But we make it easy for you.

Your lifestyle,
your choice..

CMIB is your one-stop
insurance shop.